Senior medical insurance plans will be both expensive and confusing. Be prepared for phones which might be modest past the tentpole 3D feature. The Io 3D facilities on a 5.forty five-inch, 1,440 x 720 display, a quad-core 1.3GHz MediaTek processor, 2GB of RAM, 16GB of expandable storage, a rear eight-megapixel digital camera and a front 2-megapixel cam. Transfer to the Io Professional 3D and you’ll get a 6-inch 2,one hundred sixty x 1,080 display, an eight-core 2GHz MediaTek chip, 4GB of RAM, 64GB of expandable storage, a hybrid 13MP and 2MP rear camera system and a front 8MP shooter. Don’t count on pleasure while you’re not gawking at 3D footage, then, although you do curiously get a 12 months’s price of health care companies and insurance coverage protection (together with dying) for free. Another way you’ll be able to ensure you do not pay greater than you must for well being care insurance is to take a while to learn via your present insurance policies. It’s not beneficial so that you can duplicate coverages. It solely increases your well being care insurance coverage premiums. Is that what you really want? If your answer is “NO!” then take a while out to learn via your insurance policies once more. Drop each duplicate protection. And, this does not apply only to health care insurance. It applies to all other insurance policies. For somebody who’s by no means owned a smartwatch, the Watch SE will be an exciting introduction to the category. Plus, with Apple’s new Family Setup software, your parents or youngsters don’t even have to personal an iPhone to have the ability to use the Watch SE – just use your own iPhone once to set it up for them. You probably have more room in your budget, the Collection 6 brings blood oxygen monitoring and ECG , which the well being-obsessed will appreciate. Total, supplemental retiree health and medical benefits sponsored by a private or municipal employer have helped many retirees address high medical prices typically incurred in retirement. Your private home health agency must offer you or arrange for all the house care listed in your plan of care, together with services and medical provides. Thank you to your comments. If you have not already, you’ve the proper to contact the insurance commissioner in your state for assist. Good luck and I hope you get the reimbursement you need to have in keeping with your well being plan. Progressive insurance has been testing out the MyRate driving monitoring system for a few years now (it used to be referred to as TripSense), but it’s lastly taking the system nationwide, bringing pay-as-you-drive insurance into the mainstream. The little blue box plugs into your automotive’s ODB II diagnostic port (all vehicles made after 1996 have one), and studiously information your driving habits, wirelessly sending the info back to Progressive HQ (it isn’t clear exactly how). Each six months, Progressive will crunch the numbers and issue a brand new charge for you based mostly on the way you drive – savings of as much as 40 percent are attainable. That’s fairly tempting, relying on your current rates and driving habits, but we’re not so positive we’re prepared to share that much data for an unspecified discount – especially since we’re confident the MyRate box will get cracked virtually immediately.